Inheriti Deep-Dive Series // 002 : Seven Reasons to Create a Digital Inheritance Plan

Safe Haven
5 min readAug 1, 2021

Welcome to the second article in our Inheriti Deep-Dive Series where we explore a wide range of reasons why you might want to consider creating a digital inheritance plan with Inheriti — Safe-Haven’s flagship product that is available for use now.

Inheriti : the only truly decentralized (and totally secure) digital inheritance and private key backup solution in the world.

The Worry is Real

It used to be said that humans were the only species that was capable of thinking about our own deaths.

A woman sits on a swing, gazing out across a beach to a beautiful sunset.
The Worry is Real

Strange then, that so few of us plan for it.

Research recently conducted by The Cremation Institute in 2020 reveals that 89% of cryptocurrency investors worry about what will happen to their assets after they die. Yet, despite this worry and real threat of losing their hard-earned crypto assets, only 23% of investors have a documented plan.

Graphic showing 89% of crypto investors worry about what will happen to their assets after they day, but only 23% of them have a documented plan.
Survey of Cryptocurrency Investors Undertaken in 2020 by the Cremation Institute

Why do you think this is? Why do such a low percentage of people actually get around to developing a plan?

This is partly due to the lack of a safe and secure digital inheritance solution being available … until recently, that is — the launch of Inheriti changes that.

But there’s something else…

We think it’s likely that people just don’t like to think about death.

Cryptocurrency investors also tend to be much younger than the average investor in stocks and shares. And, the younger you are the less likely you are to have any kind of plan in place — probably because the end seems so far off.

In fact, if you’re in your early 20s you are 10 times more likely to not have a plan compared to older generations (according to the Cremation Institute study).

So, we put off doing anything about creating a plan, because it means that we might have to properly face up to the fact that, at some time in the future, we will die.

People kneeling on the ground across an expanse of beach, each with their heads buried in the sand.
Facing Up To Our Mortality is Something We Don’t Like to Do

Facing up to our mortality is something we don’t like to do.

It’s that simple.

But, that doesn’t make it okay. You can’t escape the responsibility you have to your family tomorrow, by evading it today.

Reasons to Create a Digital Inheritance Plan

We know it’s a difficult thing to do, but here are just a few reasons why it might be good to consider setting up a digital inheritance plan.

(Brace yourself for what the experts might call “exposure therapy”.)

#1 — You Might Not Have Any Warning

Did you know that according to a recent 2016 study in the British Medical Journal ‘Open Heart’, approximately 10% of all ‘natural’ deaths (of those aged between 18 and 64) are sudden and unexpected?

Yep. We hate to say it … but, if your number is up, you’ve got — at best — a 1 in 10 chance of leaving unexpectedly with no warning whatsoever.

#2 — You Owe it To Your Family to Pass on Your Crypto Wealth

Why are you investing in digital assets anyway? For the returns? For the heart-stopping excitement of it all?

Ultimately, we’d guess, it’s to build a better life for you and your family, right?

So, why spend some much time and energy in investing in cryptocurrency and NFTs only to have it all be lost forever in the untimely event of your passing.

#3 — You Don’t Want to Add to Your Family’s Trauma

The trauma and grief that your family would go through in the event of your untimely death will be bad enough.

Don’t make it worse by having them scrabbling around trying to find where you kept your hidden private keys, just so they can access your investments after you’re gone.

#4 — You Want People to Remember You Fondly

What might people say about you if they knew you had built up a sizeable crypto portfolio, but you did absolutely nothing to ensure you could pass it on to your family?

A grief stricken woman dressed in black holds her young baby by the grave of her husband, while mourners look on behind them.
‘Just never got round to it’ … is just not good enough.

We’d guess that’s not how you’d like to be remembered and talked about … and with just a relatively small amount of money and a few minutes of your time you could have left your family substantially better off.

“Just never got round to it” … is just not good enough.

#5 — You Can Making Investing in Crypto A Little Less Risky

God knows, investing in crypto is risky enough. The risk of a market crash, the risk of an exchange hack, changing government regulations … it can all be a lot to think about. You can also lose access to your crypto for a wide range of reasons.

Don’t forget though … with Inheriti, you can also make a secure backup of your private keys.

So, why not considerably reduce your risk of investing in crypto — for both you and your family?

#6 — You Want to Do Things Properly

Whether you die testate (with a will) or intestate (without a will), the necessity of protecting any digital assets you might have remains.

Inheritance law varies from country to country, but in the event that some dies without a will, the estate will typically get subdivided between the surviving spouse and their children (with the majority normally going to the children).

Not only does it make sense to ensure your chosen family has the legal right to possess your crypto after you’re gone (in the amounts you think appropriate), it makes sense from a tax perspective too. Leaving the law to dictate who inherits your crypto is a risky business and may also not be very tax efficient.

Estate Planning should therefore be everyone’s responsibility.

#7 — Most of All, You Want Peace of Mind

Most of all though, you want the peace of mind and the feeling of pride that comes from knowing that, whatever happens to you, your family will be secure.

A mother holds her young daughter in her arms and they are looking across a field with a sunset behind them. The daughter is pointing up into the sky.
Secure Your Family’s Future with an Inheriti Plan Today

So, these were just a few reasons you might want to consider creating a digital inheritance plan.

As someone very wise once said, part of being a responsible adult is “doing what is right, not what is easy”.

So, do what is right.

Take out an Inheriti digital inheritance plan.


Check out our next article in this series — ‘Inheriti Deep-Dive Series // 003 : Why Traditional Inheritance Plans Don’t Work for Digital Assets’ — coming very soon!

As always, all of us at Safe Haven want to thank our community for your continued support. Be sure to keep up with our official channels!

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Safe Haven

Safe Haven provides advanced FinTech solutions powered by blockchain, and our own patent-pending protocols along with our ‘SafeKey’ HSM cold-storage devices.